The European Mortgage Federation is a European trade association active in the credit sector. It groups together financial institutions whose main business consists of granting mortgage loans in the Member States of the European Union and Norway.

The Federation was founded in 1967 and its secretariat is based in Brussels. The Federation brings together private and public mortgage lenders, including universal/commercial banks, mortgage banks, savings banks, mutual & co-operative banks, building societies, umbrella companies and insurance companies. Together they grant around 70% of residential and commercial mortgage loans in Europe.

The Independence of Valuers (September 2007)
Author: José Ramón Ormazabal